Hidden costs of selling your home (most sellers miss THIS)

So, you're thinking about selling your home. Exciting times, right?

New adventures, fresh starts...

But let's talk about the nitty-gritty stuff for a sec: the costs.

I know, I know, not the most glamorous part. But trust me, it's better to know what's coming than get hit with surprises later.

First things first: agent commission.

Yeah, that's a chunk of change, but it's how I get paid for all the work I do to get you top dollar for your place.

Think of it like this: I'm your partner in crime, your negotiator, your marketing guru, all rolled into one.

But there's more to closing costs than just my fee. Here's the lowdown:

• Title insurance: This protects you and the buyer from any ownership issues. Think of it like a safety net. It usually runs about 0.5% to 1% of the sale price.
• Property taxes: You'll need to pay your share of taxes up to the day you close. This amount varies depending on your local tax rate and when you sell.
• Transfer taxes: These fees go to the government for transferring ownership. It’s not usually a bank-breaker. They usually range from a few hundred to a few thousand dollars.
• Attorney fees: Having a lawyer look over the paperwork is a smart move. Expect to pay around $500 to $1,500 for their expertise.
• Escrow fees: This neutral third party handles the money and paperwork. Figure on a few hundred bucks for their services.
• Mortgage payoff: If you still owe money on your loan, that gets paid off at closing. And watch out for any prepayment penalties your lender might charge. It’s not super common anymore, but it’s worth double-checking so there are no surprises.

Some of these fees are set in stone, like transfer taxes. But others, like title insurance, have some wiggle room. I'll be your bulldog, negotiating to get you the best deal possible.

I'm not gonna sugarcoat it.

Selling a house comes with costs.

But here's the thing: I'm here to make sure you get the most money in your pocket at the end of the day. We'll work together to price it right, market it like crazy, and find the perfect buyer who'll pay what your home is truly worth.

So, let's chat. I'll answer all your questions, walk you through the process, and make sure you feel confident every step of the way.