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Establishing your Purchasing Power

Home Buying Preparedness Checklist

  1. Establish Purchasing Power:

    • Get pre-approved with a reputable lender.
  2. Pre-Search Preparations:

    • Obtain pre-approval before starting the home search.
  3. Financial Assessment:

    • Determine the homes you can afford based on pre-approval.
    • Evaluate budget—surprises may reveal a higher affordability.
  4. Strategic Advantage:

    • Boost buyer power with a pre-approval backing.
    • Increase offer credibility with a well-qualified status.
  5. Lender Exploration:

    • Explore various financing types with your lender.
    • Understand qualification details for each financing option.
  6. Financial Planning:

    • Determine down payment based on available funds.
    • Assess monthly payment comfort level for better planning.
  7. Professional Recommendations:

    • Seek recommendations for a dependable lending professional.
    • Connect with experienced and reliable loan agents or lenders.
  8. Credibility Assurance:

    • Ensure the recommended professionals offer first-class service.

By following this checklist, you'll be well-prepared and in a strong position for a successful and stress-free home buying experience.

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Pen Realty greets clients with a devotion to seamless home sales and a professional promise to buy or list with expert confidence.

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