Home Buying Preparedness Checklist

1. Establish Purchasing Power:

   • Get pre-approved with a reputable lender.

2. Pre-Search Preparations:

   • Obtain pre-approval before starting the home search.

3. Financial Assessment:

   • Determine the homes you can afford based on pre-approval.
   • Evaluate budget—surprises may reveal a higher affordability.

4. Strategic Advantage:

   • Boost buyer power with a pre-approval backing.
   • Increase offer credibility with a well-qualified status.

5. Lender Exploration:

   • Explore various financing types with your lender.
   • Understand qualification details for each financing option.

6. Financial Planning:

   • Determine down payment based on available funds.
   • Assess monthly payment comfort level for better planning.

7. Professional Recommendations:

   • Seek recommendations for a dependable lending professional.
   • Connect with experienced and reliable loan agents or lenders.

8. Credibility Assurance:

   • Ensure the recommended professionals offer first-class service.

By following this checklist, you'll be well-prepared and in a strong position for a successful and stress-free home buying experience.